[Olderguy]

You are allowed a max of 2%. Lender pays 3/4 on back end.

Fee Disclosure and Compensation Agreement
For use with 7(a) and 504 Loan Programs
OMB Control No. 3245-0201
Expiration Date: 11/30/2024
SBA Form 159 (08-21) Previous Editions Obsolete Page 1 of 4
Purpose of this Form: The purpose of this Form is to identify Agents and the fees and/or compensation paid to Agents by or on behalf of a small business applicant (“Applicant”) for the purpose of obtaining or expediting an application for a loan guaranteed by the U.S. Small Business Administration (SBA). This is a statutory requirement under 15 U.S.C. 642.
See 13 CFR Parts 103 and 120 and SBA’s Standard Operating Procedure 50 10 for the rules governing compensation of Agents or SBA Lenders in connection with an SBA loan.
Who must complete this Form: Whenever an Agent is paid by, either, the Applicant or the SBA Lender to assist them in connection with the SBA loan application, this Form must be completed and signed by: the SBA Lender, the Applicant and the Agent. For each Agent, a separate Form 159 must be completed and signed, and the SBA Lender and Applicant, both,
must, also, sign and date the Form.

Compensation must be disclosed on this Form for the following services:
1. Loan packaging services, as defined in SOP 50 10, performed by an SBA Lender or other third party (this includes services performed by an individual/entity that is a Lender Service Provider (LSP) (7(a) only) or has an SBA approved Professional Services Contract (504 only) with the SBA Lender who is acting as a loan packager or referral agent employed by the Applicant);
2. Financial statement preparation specifically for the loan application; and/or
3. Consulting, Broker, or Referral services paid by the Applicant, SBA Lender, or Third-Party Lender

[Yankeeman07]

You are allowed a max of 2%. Lender pays 3/4 on back end.

Show me on SBA From 159 that allows 2% Fee -

BTW - I never had any SBA Bank pay any so-called "Back-End" fee -
My Agent-Broker commission is disclosed within the closing documents which is paid to me by the bank.

I've spoken to many Banks that underwrite SBA Loans (many do not deal with brokers) but, never has a discussion
evolve around back end commissions.

I'm curious - how do you write 504 Loans?

"504 loans are available through Certified Development Companies (CDCs), SBA's community-based partners who regulate nonprofits and promote economic development within their communities. CDCs are certified and regulated by the SBA."