The reality is you're scratching just the tip of the iceberg on the reality approaching. The private sector has evolved way past MCA & is now offering term loans for a 10% of the cost of money. Same qualifications as an MCA, fog a mirror. I encourage you all to be Cowboys & get it while you can. However, when your six shooter is jammed and your loans won't fire, contact me. I'll be your huckleberry. Just remember oatmeal is better than no meal.