[JSL23]

Usually when we get paid off early any excess collections we credit back to the merchant immediately once funds clear from the date of payoff, as is the case with most reputable Funders.

In any case, as a broker the job is not complete until merchant gets what is due to them so these are good questions to be asked.

Good. That's what I expect anyone would do, because if not the Merchant is getting screwed. It's not enough to charge a 1.45-1.499, but to bang people over the head for 5 days worth of payments on top of it......I'd really love to hear an excuse for it(if anyone does do that)