[fundingsmbs]

In my experience with Datamerch, I need to have most entries reviewed further. Especially ones with funders who quickly flag default on them. However, they indeed paid them off and even give them paid off letters.

Granted, users need to be more responsible with their entries and when reviewing it helps to double check the validity of the entry.

yup this was in issue in the past. merchants being reported as a default when they weren't.