There is no need for private money in this current market unless the file is complete dog ****. If the property is NOO and it falls within 1 of the 18 states that does not require a lic, I can send you the list, you can book this deal yourself. NonPrime money is institutional money, therefore no lender points and the majority of my NOO pipeline is getting booked in the 4's on 30 year fixed, stated, stated, stated. Reachout with any questions.