Quote Originally Posted by ryan $ View Post
This is the equivalent of saying "Anyone who uses PayPal (or any other Payment Processor) is bad because you have to agree to paypals TOS in order to purchase"

Dwolla is used to process seamlesschex monthly subscriptions. That is all.

And MAYBE the Auto-Deposit feature uses Dwolla (not sure)...

However if your printing checks and mobile depositing in your bank, you wouldn't even be using the auto-deposit feature.
I believe you should go and read and understand their TOS -