Their program is very similar to Smart Biz, but they fund bigger deals, and the compensation structure is different:

They pay out half a point in commission, vs Smart Biz 2 points, BUT, they allow you to PSF the merchant up to 12 additional points, while Smart Biz does not.

You do have to Fee the merchant AFTER they are funded however, they don’t bake the fee in or put it in their paperwork. It has to be separate.