Ok; I have a situation on hand. This Guy that i have goes negative every month about 30k but processes about 130k i got the man approved for the funding with hold backs starting from 7-20% and deals that start from 70-133k but i cant make the guy sign the paper work i tryed every trick in the book and he used to be with new logic so thats time he got 30k for payback of 36 and a hold back of 20% so any suggestions. .