That's why I like our business model where we underwrite the file upfront so every contract that comes back will fund unless the merchant double funded on that day and there is no room left for us .
Granted we are a smaller shop and we only see a max of Two Hundred files a day so it's more manageable for us to underwrite up front .
Additionally we don't have a direct sales team . Everything is driven by the ISO channel including the renewals .