Not gonna lie to you this is an extremely hard one. This guy's business is 100% dependent on that one vehicle, and typically anyone who will underwrite or price a trucking / transportation deal will require a minimum of 3-4 vehicles.

Think about it in a logical sense: if something happens to this truck, breaks down etc... he's literally out of commission + no revenue period. It's too much of a risk.

You should instruct your merchant to look into purchasing or leasing another vehicle bc I gotta be honest I don't know a single reputable funding house who would touch this.