[ryan $]

I love how there are two types of Flex.. a fake Flex and an actual “legitimate” Flex..
This is awesome

Flex deals are real, and have benefit. But structuring a 20 Day Advance and then Funding Every 20 Days is just dumb. I wouldn't call it FAKE Flex. Just a dumb deal.

[pcfunder]

AJ Equitys flex deal is a scam created by major scammers...what a surprise lol. their flex deals are designed to make an ISO's eyes glow up with dollar symbols because they are sending out offers that say "500k!!!" "750k!!!" and ISOs are somehow falling for this stupidity... but from my understanding what is the difference between offering someone a 500k flex deal but really only funding 100k the first round and someone else offering 100k no flex but renewing for another 100k when its 50% paid in? all of their "flex deals" are like 20 payments so its technically..... not a 500k offer its a short term 100k offer with options to renew if merchant is a good payer

[harvey]

expansion funds the most defaults- the real issue is as brokers are you doing your partners a disservice by allowing them
to fund defaults that you know about & they missed.

different story if the lender likes funding defaults (morons but a different story)

[fundingsmbs]

nobody has a monopoly on funding/lending. first pos funder's think that a merchant will only take money from them are silly. the landscape is crowded and merchant's get hit with offers all day long from a multitude of companies. Pearl and YS opened the floodgates to what is now a common practice in this space.