[mistamca]

Mistamca, you are very thorough with your understanding. Question for you - you added the date funded for other loans on your MCA application, right. I added 3 slots on our web app for bank balances.

There is a spot on our app for funding dates but I have always found it inaccurate because of the merchant. I normally take the payment & balance & assume the buy rate to figure out the term per position. This only matters if consolidation is an option. (I don't mess with reverses)

At the end of the day, all that matters is the withholding amount. Everything else is pointless if they cannot afford an advance.