[TeamFund]

It seems like half of the deals I fund, the merchants are inquiring about our prepayment incentives. It always makes me laugh inside since it's super rare that anybody ever pays off early anyway, but I was just curious what Prepayment Incentives are everyone doing these days?

I’ve done early pays where we get merchants to 1.09 in short term deals. Otherwise 10-15% or more is no issue. Never understood why people do less discount after 30 days if the discount is on the current balance at the time of payoff.

But either way feel free to message me.