[Businesscap]

AMEX Merchant financing use to require 300,000 in AMEX sales a year for their program.

The broad guidelines have changed for Merchant Financing loan eligibility and are as follows:

Requirements for Business Loans

Over $75K in American Express® charge volume annually
More than 2 years as an American Express® Card accepting merchant
No negative account history with American Express
Overall Credit profile must be good
American Express charge volume accounts for over 5% of your total revenue
Consistent American Express charge volume month to month
Few customers do not account for the majority of your American Express charge volume

The following is there loan calculator: https://merchantfinancing.americanex...hant#!how-much

This definitely can put a dent in some higher quality MCA.

[Capital Stack]

AMEX Merchant financing use to require 300,000 in AMEX sales a year for their program.

The broad guidelines have changed for Merchant Financing loan eligibility and are as follows:

Requirements for Business Loans

Over $75K in American Express® charge volume annually
More than 2 years as an American Express® Card accepting merchant
No negative account history with American Express
Overall Credit profile must be good
American Express charge volume accounts for over 5% of your total revenue
Consistent American Express charge volume month to month
Few customers do not account for the majority of your American Express charge volume

The following is there loan calculator: https://merchantfinancing.americanex...hant#!how-much

This definitely can put a dent in some higher quality MCA.

good info thx