[budlightboy]

I thought A paper funders don’t touch negative days. Please help me understand this?

I’m assuming your merchant had stellar credit and OD protection?

I should send all my negative day merchants to a A paper funder?

It's hit or miss with negative days and A paper players. From what I've seen, most of them will allow some negative days in the 3 months of cashflow but they want them spread out, not all in the most recent month. You also have to take the ADB into account. If a business has 1 neg day a month but maintains a 10k ADB, that's a lot more doable than a biz that has 1 neg day a mo but has a $300 ADB.

Call your A paper shops and ask them for their negative day guidelines.