[mca2150]

Asking a merchant what their "usage of funds" has got to be a joke... It really doesn't matter what they say they're going to use the funds for because most of the time they're lying and after they receive the funds, there's nothing stopping them from just going on a vacation or buying themselves a new TV.

Agreed. I don't know any underwriters that take usage of funds seriously in MCA. You simply can't trust the merchant's word on it, and there's nothing anyone can do to stop them misusing the funds.