The reason for clawback is because of shady brokers. Do you know how many funding calls I've been on with a merchant and they tell me well XYZ broker told me if I take this he's going to get me X amount more in a few days. The broker takes the commission then disappears on the merchant then another shady broker promises the same thing and boom another funding in a few days.

I love the idea of paying half commission upfront and then another half on the back when merchant is paid off or ready for renewal.