[Steve Harper]

when you pay for exclusive leads and they happen to be backdoor leads from super high risk lenders declined leads thats a issue

[Yankeeman07]

when you pay for exclusive leads and they happen to be backdoor leads from super high risk lenders declined leads thats a issue

Moral of the story is to establish your own in-house lead funnel - Takes time & effort but if you are in the funding business for the long-term,
that is your answer.