[TheUnderwritingProdigy]

I don't know about you guys but I welcome the free/easy SBA money coming to my merchants. This time of the year is always rough with merchants missing payments, and last time we had government funding come out, nearly all of my merchants got back to clearing normal payments, and a handful called up and straight up paid off in full. Business never slowed down, if anything it's gotten stronger with a shift in industry types funded.

[ectorro]

I don't know about you guys but I welcome the free/easy SBA money coming to my merchants. This time of the year is always rough with merchants missing payments, and last time we had government funding come out, nearly all of my merchants got back to clearing normal payments, and a handful called up and straight up paid off in full. Business never slowed down, if anything it's gotten stronger with a shift in industry types funded.

Agreed, obviously there will be wave of people who are just looking for SBA money but the stimulus will help the merchants that currently billing with MCA's.

[DonMcGrath]

Indeed, Stimulus funds are necessary for us to even have an industry to come back.

Every few years there’s a tightening and restructuring. If not covid it would have been something else.

There is still demand for money but it takes more work and or more resources and or more relationships and or more creativity to get to them.

Basically more effort, or more good old fashioned manipulative trickery.