Hey everyone. How are you guys planning to adapt for the future? We all see a clear transition to a digital economy where people are staying more at home and using digital payments. On top of that, a lot of the small businesses are closed for good, and most of the new businesses that are being opened, is more tech or e-commerce than a physical front business. As a broker, I’m thinking about products I can offer and the question is if there are lenders who are going to adapt and going to offer services to a different type of industry/change the product/whatever... I would like to hear your opinions. By the way, if you don’t know what I’m talking about, I’m talking about that meeting between world leaders saying that after 2021 the whole system will change.