[fundingsmbs]

there will be no vaccines until spring or summer for the general population. expect this opening closing to continue thru Q1 2021. no national shutdowns by trump, but, states and governors will take their own actions based on data or not. not a bad time to market though because PPP isn't available right now, but, congress has serious pressure these next 14 days to try and pass more aid. What Biden decides to do depends on country's situation in Jan when he's sworn in.

[Yankeeman07]

Hitch Hiking on your comment , My SBA Bank just informed me that for December they are pulling back from
some markets and industries for the month of December, wait & see what further actions Governors will take.