Quote Originally Posted by FUND3R1 View Post
It depends on the time and effort put into the file. If you are getting the merchant a collateral loan (WBL) you should pull a fee because a deal like that takes some time to fund, and also the stipulations that are required. As stated above, if you are making a decent amount on the file, there should be no need to pull a PSF Fee.

Lender's these days are making the funding effortless by doing more homework on the merchant on the backend.
"SHOULD" pull a PSF?
49-52% on a year term with 3 months of prepaid interest already held back on their newer products, and you "SHOULD" pull a PSF on top of the 5 points that was paid?
Just to let you know, if you pull a real PSF from the merchant, it's against WBL's ISO agreement. You can send them a bill afterwards if you want, but never is it "SHOULD"