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11-11-2020, 08:33 AM #1
- Join Date
- Feb 2017
- Posts
- 3,426
680 or above, but it's just a metric.
In my experience, the difference between a 680 and a 700 is generally inquiries and high credit utilization, so generally best to focus on the 700+, although the ones with the inquiries will qualify for the personal loans if they have provable income. The biggest problem is that nobody likes showing income on their personal taxes.
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