@Winning, send me your 3-bureau credit report (you did it once before, you cleaned you name off of it if I recall) and ideally from IDIQ so it's on ONE page, unlike Experian, and it's $1 for a 7-day trial
https://www.identityiq.com/securemax...rcode=431142BF

I need the HTML version to do it the right way. Then we can "underwrite the underwriters" and you can compare what we think we can do vs what you think you can do by yourself.