[Fundkite Egor]

A credit card split only requires a merchant Authorize a DDA Change - it may take a few days for the processor to make the change, which will slow down the
initial funding to the merchant.

Additionally, when comparing a CC split to our ACH split, we don't need to see months of credit card statements, no need to set up a lockbox, no need for the merchant to change their processor, and funding is same or next day.