[Chambo]

Here's the real question- would you put your own money on the line?

I know people who "lend" there own money on selected files but want others to fund the rest then get upset if the UW doesn't give what they THINK the merchant should get. In turn- the pile on two contracts at once and fund within a few days from each other- there is your 2nd and 3rd. Come 2 months later- the broker swings back trying to get a payoff but it doesn't work!

I would like to see numbers on renewals now vs. a year ago vs. two years ago from a lending company. I'm sure there is a major decline.

Renewals? You think these cats are looking that far ahead? They are ONLY thinking of how much they can make RIGHT NOW