[ridextreme]

Absolutely, we aren't able to work with this lender any longer for two reasons; 1. The lender after speaking with this merchant was not satisfied with how "Professional" he is. (He's a new york contractor; he tends to swear) after that conversation the lender must've concluded that this merchant is not going to be moving forward with the deal and because of this, the lender will not be accepting any deals from us. However, now that this had come up I'm not sure I'd want to work with them anyway.

So the UW or whoever your merchant spoke with, didn't like him bc he's an unprofessional NY Contractor, and because of that, they're not accepting any more deals from you? I would bet money there's a lot more to this story.

File a police report local to you and local to the bank where it occurred. Contact your local FBI office and let them know as well. If it involved anything over the internet/email you can contact your local United States Secret Service Cyber Crime Lab. Make sure the bank has filed a suspicious activity report.

KH

The Merchant is the one who needs to file these reports, since he's the alleged victim.