Also, if you don't have a good relationship with them, you may want to consider going through another broker that has done a decent amount of volume with them? Construction loans are a dime a dozen right now (and I have never loved a bank that see's a construction loan as a strong deal versus an acquisition), and some lenders will do it due to other business they have done with a broker. I have a bank that I work with that is going to allow me to do one hotel construction loan because I have been sending them business every year since I have started in 2013. Just to be clear, I would not be a good person to place this as I do very little multifamily.