[Andy_Union]

Anyone who has been in this industry for longer than a minute has closed multiple 20 - 60 day deals. It's really not that uncommon considering most merchants have stacked 1-4 positons already. A closer is only as good as his ability to sell a 20 - 60 day deal, anyone with a pulse can sell a credibly / IOU deal @ 1.15.

And this is exactly why Chambo wrote what he wrote. These are the deals that cause merchants to default and ruin our reputation.