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08-05-2020, 04:35 AM #1
- Join Date
- May 2020
- Posts
- 105
Need recommendations for direct lenders- non MCA
Good morning!
I am looking for direct lenders offering the following, please comment or message me if you can help:
Term loans
Invoice factoring
Equipment loans
Sba loans
Line of credit
Startup loan
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08-05-2020, 09:59 AM #2
I just sent you a private message, I can assist you with Invoice Finance and SBA 504 & 7a
jnearing@amerifactors.com 770-362-2307Jeannette Nearing | Business Development Officer| AmeriFactors
| M (770) 362-2307
jnearing@amerifactors.com |
http://www.amerifactors.com
https://www.linkedin.com/in/jeannettenearing
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08-05-2020, 10:20 AM #3
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,976
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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08-05-2020, 10:38 AM #4
- Join Date
- Jun 2015
- Posts
- 3,325
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08-05-2020, 11:32 AM #5
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,976
I rep directly for a SBA Bank - that provides SBA 7(a) and B&I Loans >$$250K up to $5 Million.
I may may be incorrect, but, I do not see any SBA Banks promoting on DF.
Credit Card Split Funding Product - I'm about as close you can get -since they do not have an internal sales force
and I put together the complete package prior to submission.
You are on a forum with mostly brokers ( Kevin @ Seacoast is an employee? ) there may be a few others, but, I would venture a guess 99.5%
of the people on DF are NOT direct funders.
You have been hanging around since May asking for advice - this is August and you still asking the same questions.
Pick up the damm phone and find your own resources - if you only want to work with "DIRECT FUNDERS" -
Alternative - you may actual gain some knowledge from a few of the "BROKERS" on this forum
and close some deals and put some $$$ in your bank account.Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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08-05-2020, 12:01 PM #6
- Join Date
- Jun 2015
- Posts
- 3,325
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08-05-2020, 11:56 PM #7
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,976
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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08-05-2020, 12:58 PM #8
- Join Date
- May 2020
- Posts
- 105
I knew thank, but thanks
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08-05-2020, 12:47 PM #9
- Join Date
- Aug 2016
- Posts
- 831
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08-05-2020, 01:16 PM #10
- Join Date
- Feb 2017
- Posts
- 3,450
Dave, your are incorrect. Both Jeanette at Amerifactors and Kevin at Seacoast are direct SBA lenders. They may not touch the deals that you keep asking for, but they are as direct as it gets.
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08-05-2020, 01:22 PM #11
- Join Date
- Mar 2015
- Location
- Boynton Beach
- Posts
- 3,493
I wouldn't say Dave is incorrect. Most know that Seacoast is a massive SBA lender withing the state of Florida. I do not promote it on DF as that is not what my division does. Another reason is that there is a pretty strict vetting process to become an approved SBA broker for most banks. I just don't have the time or patients to chase that wet cat on crack. There are some professional advisors on this forum that I KNOW well and have referred to the manager of the SBA division at Seacoast. As well as Seacoast Marine which is one of the largest boat/yacht lenders in the Country.
Kevin Henry
VP-Business Development
Seacoast Business Funding, a division of Seacoast Bank
561-850-9346
Kevin.Henry@SeacoastBF.com
1880 N Congress Ave., Suite 404
Boynton Beach, FL 33426
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08-05-2020, 01:58 PM #12
- Join Date
- Mar 2017
- Location
- Nunya
- Posts
- 830
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08-05-2020, 01:30 PM #13
- Join Date
- Feb 2017
- Posts
- 3,450
I've always said that there is a fine line between "lenders"/"funders" and "brokers." If you define it as Dave did, then banks aren't lending their own money either, they're lending the deposits that they have.
On this forum, there are a few issues:
1) If you submit to a direct lender and it's rejected, brokers generally don't want it to go elsewhere
2) If a funder/lender can't do it, they can refer you to someone who can
3) Brokers work with multiple options, lenders/funders are more limited, so they underwrite in-house, cuts down the back & forth since they know what they need and don't ask for things that they don't
4) More transparency, less gets lost in translation
5) Contracts are coming from someone at the lender/funder, not through this "other guy" in between
6) You can learn something from funders that brokers can't teach you (but then again, you can't learn much from lenders if you don't know where to go!)
7) Commissions are lowered, despite sometimes the same work going into it [and that's probably the main reason]
At the end of the day, if your "rep" is being paid by the lender/funder and the originating broker is being paid by the lender/funder separate from the "rep", then that may satisfy most of the issues.
I'm all-for co-brokering, that's my main business model. However Dave, you're not direct, nor are you a white label.
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08-05-2020, 04:44 PM #14
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,976
Last edited by Yankeeman07; 08-06-2020 at 02:29 PM.
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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08-05-2020, 03:08 PM #15
- Join Date
- Sep 2019
- Posts
- 31
LoanMe. We offer simple interest term loans, from $3500-250k, all monthly payments based off affordability, with terms out to 10 years. Feel free to get in touch for further details.
Jack Malone
National Accounts Manager
Office: 949-535-7798
Direct: 949-535-7203
Your home for Monthly payment loans
1900 S State College Blvd. Suite 300 Anaheim, CA 92806
www.loanme.com/smallbusiness
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08-05-2020, 05:09 PM #16
- Join Date
- Feb 2017
- Posts
- 3,450
I don't think I have to defend myself on this forum from Dave and his antics, but I will say: when someone asks for direct lenders, and someone else comes in and says, "But I'll be your broker of choice!" you're not adding value - you're just spamming.
The irony here is that the OP and I have a great relationship and we have an ISO agreement, and he plans on co-brokering with me. I can't imagine why anyone would do so with you.
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08-05-2020, 05:33 PM #17
- Join Date
- Jun 2015
- Posts
- 3,325
in the words of the great westcoast "dave is an idiot"
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08-05-2020, 11:28 PM #18
- Join Date
- Mar 2019
- Posts
- 41
Dave that wasn't a very nice post.
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08-05-2020, 11:59 PM #19
- Join Date
- Mar 2014
- Location
- Florida
- Posts
- 2,976
Last edited by Yankeeman07; 08-06-2020 at 02:27 PM.
Dave Lambert, Business Development
dave@fcbankcard.com
Merchant Services Consultant
High Risk Merchant Payment Solutions
SBA 7(a) Loans & Short-Term Funding
T/VM: 727-291-7890
Office: 727-233-1111
Skype: fc-financial
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08-09-2020, 04:17 PM #20
- Join Date
- Mar 2020
- Posts
- 24
Call Us: (646) 837-5522
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08-19-2020, 03:09 PM #21
- Join Date
- Jul 2020
- Posts
- 21
Laroma Corp Funding offers Equipment Financing, Term Loans, and Invoice Factoring.
Email me with any questions you may have about our products.
mseamands@laromacorpfunding.com
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08-19-2020, 04:27 PM #22
- Join Date
- May 2016
- Posts
- 90
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09-25-2020, 02:32 AM #23
- Join Date
- Sep 2020
- Posts
- 2
I just read your thread, can you tell me that what type of services you want ? Means lending of money, or best professional mortgage services
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