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07-26-2020, 10:51 AM #1
- Join Date
- May 2016
- Posts
- 2
Life Insurance Suggestions
Just trying to get a feel for life insurance in general.....looking at Senior life insurance finder, would appreciate any pointers, suggestions, experiences.
thanksLast edited by alozcarney; 07-29-2020 at 10:12 AM.
Be Healthy
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07-26-2020, 02:39 PM #2
- Join Date
- Aug 2016
- Posts
- 486
I don't know a whole lot about it.. But can tell you what I bought for myself about 12 years ago when I was in my mid 20's.
I bought a 1 million 30 year return on premium policy for $99 per month. Originally it was underwrote by ING, but they rebranded to Voya.
When I ran the numbers, the return on premium rider only added like $10 more per month... So to me it was a no brainer to add that.. My line of thinking was that if I die within 30 years, my family will get 1 million, but if I don't die I at least get my money back that I spent on the policy.
Which I thought would be a win either way.
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