[NoBiggie]

I agree that the industry standard is up in the air in regards to what funders want to fund and how much they want to fund. The risk level tehy want to incur is at their own discretion. Rightfully so.

As a funder I do not agree with the notion that one can use Covid as an excuse to pay lower than normal commissions. Brokers are losing business just as much as many other business owners across the world right now. In that area, the standard should be kept at a normal industry standard. No one wants to hear from a funder that they are willing to fund but not willing to pay full commission.

Ultimately it should come down to when the funder informs you of how much commission you'll be getting. If a broker sends to a place that used to pay out 15% and after funding a deal uses the COVID excuse to only pay 6% then I agree with you, but if the funder is actively telling the brokers that due to covid they can't pay out 15% anymore (cuz their investor won't allow, or margins got squeezed or whatever the reason), and instead they CAN still pay out 6%-10% but at least they're funding, then it's up to the iso where they want to send their business. Even if it's less than what the industry norm used to pay out less than 4 months ago