Quote Originally Posted by Winning View Post
That may be the million dollar question..

I don't think there is an answer, due to all the variables..

For example.
Pre Covid, Paypal was doing 83 week 100K deals with 1 weekly ACH draw for a 1.06 effective rate.

With a rate that low, I am not sure how much they are able to pay the various parties involved.
Also, industry standard was OD going berserk with 18 months on merchants with sub 600 FICO with multiple positions. Kinda spoiled those businesses