[NoBiggie]

Im definitely nothing like the guy from mantis.

Paying 12 pts isnt a noteworthy anymore. Furthermore, saying "They are one of the only funders I am signed up with still paying 12% on deals and refis" is not accurate at all.

If it is in fact true that not too many people are paying 12 points on new and refi deals, forgive me showing John that he has options to make more money with higher-paying funders while self-promoting myself. Either way, john should not be complacent with other funders offering below the industry standard.

What's the "industry standard" nowadays?

[Winning]

What's the "industry standard" nowadays?

That may be the million dollar question..

I don't think there is an answer, due to all the variables..

For example.
Pre Covid, Paypal was doing 83 week 100K deals with 1 weekly ACH draw for a 1.06 effective rate.

With a rate that low, I am not sure how much they are able to pay the various parties involved.

[NoBiggie]

That may be the million dollar question..

I don't think there is an answer, due to all the variables..

For example.
Pre Covid, Paypal was doing 83 week 100K deals with 1 weekly ACH draw for a 1.06 effective rate.

With a rate that low, I am not sure how much they are able to pay the various parties involved.

Also, industry standard was OD going berserk with 18 months on merchants with sub 600 FICO with multiple positions. Kinda spoiled those businesses