[Winning]

Why do most of you all think merchants are stupid? If a merchant can't do critical thinking, comprehension, and problem solving, that's a bigger issue that needs to be addressed. If a merchant accepts a crazy deal they are offered, why is it the industry's fault? Perhaps incorporate an aspect of your show to trying to teach merchants and people these very important skills.. not only will it benefit businesses, those skills will benefit a person their entire life. Teach people how to see though the BS..

Also let's not even mix religion with economics or capitalism. Remember that people were going to church on Sunday, and whipping the slaves on Monday.

Regarding predatory lending.. Have any of you had a loved one diagnosed with stage 4 cancer? I had a sibling that was diagnosed, and had a very very very slim chance of recovery. But that did not stop the doctors from offering all these various forms of chemo therapy, and special test drugs and programs that cost crazy amounts of money, when they knew that the quality of life would suck while going through these various treatments and most likely she was going to end up on hospice in a few months anyway.. That's the pinnacle of predatory lending I would think.

[pcfunder]

So basically everyone is evil, take advantage of people who can’t do “critical thinking”, and if doctors can be predatory why can’t we?

[Michael I]

So basically everyone is evil, take advantage of people who can’t do “critical thinking”, and if doctors can be predatory why can’t we?

Dude you are missing the point .every industry has good and bad apples. If you are doing nothing wrong ,this industry helps people ,who can make their own decisions on how to run their business

[SmartAdvanced]

Dude you are missing the point .every industry has good and bad apples. If you are doing nothing wrong ,this industry helps people ,who can make their own decisions on how to run their business

The reality is that 80% of merchants know exactly what’s going on. They get it. Whether you lie or not. They can always send back the funds if they really want to. Most funders will agree to cancel the deal even after the wire is sent.

Do brokers lie? Yes.
Do funders backdoor? Yes.

But ask yourself this- did any of these people bashing MCA ever lie to their own merchants, brokers or funders? The answer is most certainly Yes.

Ask yourself- do merchants lie to their brokers and funders just to get money? Answer is Yes.

So welcome to capitalism. Not everything is perfect. You try to keep yourself above the water and keep going. Try as much as possible to do clean and honest business.

And the main thing: mind your own business. Don’t fix the world.

[pcfunder]

I actually love this answer because it’s so blunt, honest, and to the point but if I’m ever in a situation where I need to decide whether to do what’s right or wrong, I’ll always pick to do what’s right.

*this response is to smartadvanced