GoodCustomerService = David Korshak said the following:
"Predatory lending/funding is any practice that imposes unfair or abusive loan/advance terms on a borrower/merchant. It is also any practice that convinces a borrower/merchant to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan/advance that a borrower/merchant doesn't need, doesn't want or can't afford."
Source: https://dailyfunder.com/showthread.p...763#post124763

That is true. It's a grey area how to define "unfair" or "can't afford", and I'd like to judge fairly here, that David is going to say in that podcast that an MCA should always be a bridge to a bank, not an end in and of itself, and this whole thing is a very brilliant marketing ploy.