[pcfunder]

1) David, watch your language if you are wearing a kippah in public. Seriously.

2) Capitalism: The worst economic system, except for all the others (not really Churchill, but very true, he was talking about Democracy as a political system)
Don't throw the baby out with the bathwater here. Fight to regulate in the right way. You yourself while being the knight in shining armor doing credit repair with The Credit Desk were funding and saw the needs for funding to "get them over the hump" and it was a good place to be, but you have emotional regrets it appears. You can't be UPSET at someone for exercising their rights to buy what they want with their money (future non-existent AR) for profit. You can try to reform it, make the sales more legit, but it really should be done within the context of capitalism and let it self-correct as best as possible, because socialism just doesn't work, nor does it encourage people to learn to make good decisions for themselves. At the same time, give some "buyer protection" and don't let merchants steal.

David, how do you make money on this? Donations? YouTube hits? Merchants coming to you for advice and then you fund them with a cash advance, credit repair, and broker them to the bank?

Kinda odd to be threatening to someone who’s looking at cash advances in another angle. This post alone almost explains everything wrong with cash advances in its entirety. David don’t worry about being chastised at all. Your allowed to open up a discussion about how our industry might need some changes. Every industry needs to continuously evaluate themselves and see if what they are doing can be better/more rewarding to their customers.