[abfunders]

Thanks Rick, I am not questioning your integrity, I am questioning the legality of your product. I will be reaching out to you for this info. However, I would like to point out that judges have ruled certain contracts to be loans even when the contract said it's not a loan. I am afraid Real Estate Collateral may be a determining factor in this case. I would be curious to hear more about your research on this.

WBL gets away with calling them loans and plopping a 2nd mortgage right on title, and their 2-year 1.76 factor rate is somehow still a legal loan.