[WestCoastFunding]

The ZBLs say that the balance is $0 and that's all in every case where we have done transactions. It is a mutually agreeable transaction between us and the merchant cash company. It is NOT a settlement or a default.

It’s been brought up before, and I still don’t understand why you’re targeting consolidation of MCAs. 99% of subprime lenders and A paper MCA funders aren’t funding right now. Why not simply use your program to target companies without MCAs considering there isn’t anyone offering subprime 24 month loans? You’d have no competition while getting higher grade borrowers. Why simply pass that up and go right to consolidating cash advances? That really makes no sense to me.

[FHFunding]

It’s been brought up before, and I still don’t understand why you’re targeting consolidation of MCAs. 99% of subprime lenders and A paper MCA funders aren’t funding right now. Why not simply use your program to target companies without MCAs considering there isn’t anyone offering subprime 24 month loans? You’d have no competition while getting higher grade borrowers. Why simply pass that up and go right to consolidating cash advances? That really makes no sense to me.

Because they're angels from heaven doing the lords work! Duh!