[WestCoastFunding]

he answered before in a different post because he needs to make a certain percentage and cant have it be usury. this way he can make 40-50 points and have contract only say 20%.
i fully agree with mica that this helps a merchant however ricky point on how funders will react is a legitimate concern .To me the fact that it is the funder decision and no arm twisting i do not see the issue

1. This would require approaching the original funder and asking for a reduction in the total debt — which could trigger the Funder filing.

2. What’s to stop funder from adding to Datamerch.