[cmarks]

Greedy? So the banks are supposed to hand out loans barely over prime rate, with super low reimbursement fees for underwriting, with no real guarantee the govt will reimburse the banks at 100% as originally promised, while diverting manpower to process these loans, and using capital they normally lend at much more sustainable rates?

All while we enter a financial crisis where they will face their own capital requirement tightening. And then they have to use even more resources on the backend to verify the borrower’s books and paperwork to provide the required forgiveness, to wait 60-90 days to be reimbursed from treasury?

Oh yeah, and the bank can’t even collect any payments for a year.

whats the reimbursement fee? make that a net number after your estimated costs of underwriting(you don't even know what they are underwriting!!)
6 months deferment, not a year