[Kevin Henry-Seacoast]

They just don’t want these. It’s not worth it for them. Theyll essentually process them as a courtesy, but once you factor in manpower and other resources used, they probably don’t make a single dime or even lose money.

Banks are providing the service to the customers as a service to the customers period. Hopefully these programs help their clients. There is no intention from most banks to try and profit from this as you really cannot. If you only knew the amount of work our bankers and underwriters are doing in efforts to service clients.....it's mind blowing.