[Winning]

There is some great info and perspectives in this thread. Much appreciated!

I wonder why there are not more merchants here on this forum learning about all these various things. A google search brought me here years ago when I 1st was trying to understand what a cash advance was and how it works, after my credit card processor told me I had been "Pre-Qualified" for a unsecured working capital advance.

[golf2014]

Its 2.5 times the average monthly payroll is loan amount. My initial info was no credit score was being used. Key part is 2.5x the employee payroll...most loan amounts will be 50k or less i think.

[sigmundpannu]

Its 2.5 times the average monthly payroll is loan amount. My initial info was no credit score was being used. Key part is 2.5x the employee payroll...most loan amounts will be 50k or less i think.

Correct, and most sba banks I’m partnered with won’t even touch those small loans.

[WestCoastFunding]

Correct, and most sba banks I’m partnered with won’t even touch those small loans.

I’ve found that 99.9% of banks will only work with their existing clients. If a borrower’s bank isn’t servicing the program, they’re going to be ****ed.