these are interesting facts, however, the mca product does not perform well when survival is the primary reason for applying. expensive money has always been and will be best suited when the business owner can put that to work for their business and grow revenues. in an inverted scenario, it's high risk for losses when they need the funds to just stay open or plan to take funds and have a BK mentality if things don't work out. the feds will need to write enormous amounts of checks to keep the economy afloat.