[Onepointwhat]

Unlike some of the other funders/ lenders in this space, PayPal has a bunch of non-financing products (cc processing, online payments, venmo, etc) and will likely add more in the future. It's probably worth it to them to achieve a lower yield on your financing deal to keep you, the customer, happy for other products.

[Winning]

Unlike some of the other funders/ lenders in this space, PayPal has a bunch of non-financing products (cc processing, online payments, venmo, etc) and will likely add more in the future. It's probably worth it to them to achieve a lower yield on your financing deal to keep you, the customer, happy for other products.

Yeah.. I don't know the in's and out's as to why they haven't decided to become a full on Online bank by now. Auto Loans, Home Loans, Stock Brokerage, etc... I would totally let them finance my car purchases, new homes, trade stocks through them, etc.... I don't see why Paypal couldn't be to finance as what Amazon is to retail.. Outside looking in, it just seems Paypal doesn't have the hustle & grind that Amazon has had. Amazon straight dominates various aspects of our life. Believe it or not, you are using Amazon right now by browsing this site... This site is hosted by Godaddy, Godaddy runs on Amazon AWS. ~ I Digress ~... But That's just crazy to think about how far Amazon has come.. I remember using amazon.com when they were only an online book store. And I also remember using PayPal when it was just Ebay's payment method.