[Michael Slabitcher]

Ok, I'm 95% positive that they will qualify. With the regular SBA loan programs like 7a and its sub programs (like Express) and 504, the answer is no. But under previous SBA disaster loan laungauge "Qualified non-citizens" do qualify. But, I have no idea if language has been updated recently to change it.

"Aliens. U. S. Citizens, non-citizen nationals, and qualified aliens are eligible for
disaster loans. Individuals not lawfully in the United States are not qualified aliens
and are not eligible....

(1) Home Loan Applicants. We ask home loan applicants if they are a U.S.
citizen on the application. Loan approval for qualified aliens is a matter of
credit just as it is for all other applicants.
(2) Sole Proprietors. We ask sole proprietors if they are a U.S. citizen on the
application. Loan approval for qualified aliens is a matter of credit just as it is
for all other applicants.
(3) Corporations. Alien-owned corporations properly registered and licensed in
the state where the disaster occurred are eligible.
(4) Partnerships. Alien-owned partnerships properly registered and licensed in
the state where the disaster occurred are eligible. If any general partners or
limited partners owning 20 percent or more of the applicant business are in
the USA, they must be a qualified alien.
(5) Limited Liability Entities (LLE). Alien-owned LLEs properly registered and
licensed in the state where the disaster occurred are eligible. If any member
owning 20 percent or more of the applicant business is in the USA, they
must be a qualified alien.

https://www.sba.gov/sites/default/fi...0%2030%207.pdf


But here's the thing: does this just relate to just physical damage? Or does this include "economic injury" associated with businesses? I have absolutely no idea.

A client's application was declined because of the ITIN.