Results 1 to 22 of 22
-
03-04-2020, 07:53 PM #1
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
Multiple Capital Sources for MCA Companies to Increase Lending or Syndicating
Three Sources Currently and Growing, for merchant cash advance companies (and short term lenders).
All have varying terms. All of them let you compound your money. All can move pretty quickly.
Give me a call or direct message and let me know what you're looking for.
All do require you to be operating and lending or funding for at least 6 months.
Provide a referral (or referrals) and I'll make it worth your while.
516 415 1499Last edited by Franklin; 03-04-2020 at 08:02 PM.
-
03-05-2020, 11:29 AM #2
-
03-05-2020, 11:58 AM #3
- Join Date
- Aug 2016
- Posts
- 831
He is pushing banana exchange ridiculous program
-
03-06-2020, 02:44 PM #4
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
I am talking about a number of different sources, hence the word 'multiple'.
-
03-06-2020, 02:45 PM #5
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
-
03-06-2020, 05:17 PM #6
- Join Date
- Sep 2019
- Posts
- 402
-
03-06-2020, 05:39 PM #7
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
-
03-06-2020, 07:53 PM #8
- Join Date
- Jul 2018
- Posts
- 193
What is the Banana program?
-
03-07-2020, 02:42 PM #9
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
Duplicate
Last edited by Franklin; 03-07-2020 at 02:44 PM.
-
03-07-2020, 02:42 PM #10
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
Just a quick overview of these funding sources.
Funding Sources
-Private
-Public
-Institutional -small
-Institutional -large
Payment Terms
Rates can vary from .08 - .99, and they can go lower and higher than this, but it’s rarer in these particular scenarios.
* Institutional money like lines of credit will be in the .08 to .15 range. You will also have
investors that want a guaranteed place to park their money, that will outperform the market
and .07 to .11 will be expected.
* Factoring, or the purchase of receivables, will be in the .13 -.18 range.
* Private investors can vary wildly depending on the relationship, their knowledge of the market, and how much money they're working with in general. They typically want to see at least a .20 return on their money. Some will expect double their money back after a year .99.
* Hedge funds are typically at .20 plus .02 off the original investment as a management fee.
* There are investors that charge interest only, and the principle comes out of the commissions paid back by the merchant. These deals can be in the .30 - .50 range, but the funder doesn't feel it because it's less out of his pocket. It's just less going into his pocket.
** There are some institutions that charge in the .05 -.06 range for credit lines but those terms are rare and require a previous relationship, and/or strong business background and financials, and pristine credit. Or, additional business is done with the institution, so the rate is structured that way in light of the full value you bring to the lender.
For many funders, the payback terms are more important than the rates.
Some can pay back:
* Yearly
Most funders prefer yearly so they can deploy their money repeatedly and see a return multiple times before having to pay back the principle and interest.
The problems are that it's not hard to get small investments with yearly terms, but it is much harder on a large scale that will allow you to grow, and still be inexpensive and not cost you an arm and leg and defeat the purpose.
You'll need either good relationships for these types of terms, or a long vetting process, but it can be obtained if you just keep at it and remain consistent.
* Quarterly
Same logic as yearly, but obviously less time to compound your money, still preferable over monthly, but many times just as hard to get as yearly.
* Monthly
This is more like a traditional loan or factoring deal, where you're paying principle and interest each month.
* Factoring Hack
Factoring has an advantage over a traditional bank monthly payment due to the ability to legally hack your agreement:
by selling your deals, obtaining capital for those deals, funding more deals, getting more capital for those deals, funding with that capital, getting more capital for the deals you just funded, and over and over, you end up getting capital to deploy in deals multiple times a month, over what was originally agreed on. It works because your expense of borrowing the capital is just about 1 point a month, so you're trading 1 pt for every 3-4 you make.
* After each Deal
Typically someone with money that you know or someone close to you knows, or a syndicater, who just wants a quick and/or
additional return on their money.
* After 10 deals
Similar to above, except they only want to micro-manage you once a week, rather than 5 days a week.
* Credit Line Pull
You borrow a portion of the money and utilize, and while the money is out you are paying interest, until the money is returned.
* Every 2 years
This is the best situation of course, but it's also the least likely to ever occur. You have to have a great company reputation, with reputable owners, with typically 5+ years of solid performance and strong growth, showing why future projections will be even better.
This is usually hedge money, or an institution you have a strong relationship with, or an investor who knows parking his money with you is a safe bet.
516 415 1499
-
03-12-2020, 11:30 AM #11
- Join Date
- Aug 2016
- Posts
- 831
franklin/dan English might not be my first language but at least i can remember a conversation from a couple of weeks ago where you told me that is what you were doing.Sorry that lead selling did not work out for you and now you are trying to peddle the monkey products.Best of luck.
-
03-12-2020, 02:35 PM #12
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
So memory's obviously not your first skill either. My name's not Dan.
Accuracy is also not one of your skills, who said that I stopped marketing?
Speaking on behalf of a number of investors isn't peddling, so your vocabulary also needs work.
I also remember asking you where you received the incorrect numbers you provided, and you went silent and vanished.
I'm going to get you some night classes with Brightfocus.org, they can alleviate some of those issues. I'm not affiliated with them by the way, but since that word is 5 syllables, you probably stopped reading already.
Good luck.
Last edited by Franklin; 03-12-2020 at 02:37 PM.
-
03-12-2020, 02:59 PM #13
- Join Date
- Aug 2016
- Posts
- 831
-
03-12-2020, 03:25 PM #14
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
-
03-12-2020, 03:30 PM #15
- Join Date
- Sep 2019
- Posts
- 402
-
03-12-2020, 03:43 PM #16
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
-
03-12-2020, 06:16 PM #17
- Join Date
- Sep 2019
- Posts
- 402
-
03-12-2020, 06:59 PM #18
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
-
03-12-2020, 09:34 PM #19
- Join Date
- Sep 2019
- Posts
- 402
-
03-12-2020, 09:56 PM #20
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
-
03-13-2020, 09:46 AM #21
- Join Date
- Jun 2015
- Posts
- 3,327
just curious if they are still giving out with so many funders closing
-
03-13-2020, 10:04 PM #22
- Join Date
- Oct 2013
- Location
- Designer
- Posts
- 598
Similar Threads
-
Investor Providing Funds to Companies to Increase Lending or Syndicating
By Franklin in forum Merchant Cash AdvanceReplies: 11Last Post: 01-07-2020, 10:54 AM -
Why Institutional Investors are Dominating Small Business Lending
By Karen37a in forum Merchant Cash AdvanceReplies: 2Last Post: 08-05-2018, 11:42 AM -
Power UP Lending we consolidate every position to increase cash flow for the merchant
By CWISEMANPOWERUP in forum Help WantedReplies: 0Last Post: 06-26-2015, 03:28 PM -
Power UP Lending we consolidate every position to increase cash flow for the merchant
By CWISEMANPOWERUP in forum PromotionsReplies: 0Last Post: 06-26-2015, 03:13 PM