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10-03-2014, 12:42 PM #1
- Join Date
- May 2014
- Posts
- 13
Because there is profit to be made and it does not always represent an undue risk, relative to the reward. Plus, some lenders do not have a good grasp on underwriting (which, let's be honest is rather flimsy in this space with just a few months of bank/cc statements and a credit report) and figure if Company X did it, why not piggyback on their experience/risk tolerance.
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