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  1. #1

    Real Credit Repair

    Hey DF Family! I know that this isn't the place to ask but no one really looks at the other ones lol.
    Does anyone know a legit credit repair company that I can link up with to help my merchants? Not the people that dispute everything and your CS score goes up for about a month until the credit bureau does it's check and drops the score back to crap. Thank you.

  2. #2
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    Alan Hayon from the Credit Desk. Hes great ive sent a whole bunch of clients to him over the last year and they all love him

  3. #3
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    I have had success with Phenix Credit Repair.

    Brian Quinn
    Senior Analyst
    1222 E. Arapaho Rd. Suite 301
    Richardson, TX 75081

    brianq@thephenixgroup.com
    Direct: (469) 290-4622
    Fax: (866) 686-3484

    Tell him I sent you!
    Shannon Harris
    Funding Specialist
    888-705-8818 phone
    239-790-2664 fax
    Shannon@StellarBusinessFunding.com
    www.stellarbusinessfunding.com

  4. #4
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    Quote Originally Posted by FinancialSwissArmyKnife View Post
    Hey DF Family! I know that this isn't the place to ask but no one really looks at the other ones lol.
    Does anyone know a legit credit repair company that I can link up with to help my merchants? Not the people that dispute everything and your CS score goes up for about a month until the credit bureau does it's check and drops the score back to crap. Thank you.
    The credit desk, Alan Hayon. DM me I'll connect you. I've had personal interactions that were fantastic.

    Look at the google reviews: https://www.google.com/search?client...4dUDCAs&uact=5

  5. #5
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    If they dispute it and it comes off, it's because it wasn't reporting accurately. The reason it "pops back up" is because the correct creditor is now reporting. Debts don't get deleted, they have to be paid at some point. That's what good credit repair will do... dispute them, settle/pay, dispute to remove (if possible)... and help you re-establish credit. A full service like that shouldn't take more than 6 months to get done (if you have the money to settle the remaining debts). Pay one fee. No month to month (where they bleed you slowly).

    If you need a good company to work with - PM me.

  6. #6
    My friend has a guy that says for $1,000 he can boost his credit up 200 points in a month and a half. I'm trying to let him know that it's probably fake.

  7. #7
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    Quote Originally Posted by FinancialSwissArmyKnife View Post
    My friend has a guy that says for $1,000 he can boost his credit up 200 points in a month and a half. I'm trying to let him know that it's probably fake.
    Alan is 100% real. I mean legit he's done it for my family. It's gold. But I know rule #1 he won't tell you how many points because it's impossible to know.

  8. #8
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    Quote Originally Posted by FinancialSwissArmyKnife View Post
    My friend has a guy that says for $1,000 he can boost his credit up 200 points in a month and a half. I'm trying to let him know that it's probably fake.
    1) It's illegal in all states and federally to promise credit repair working or promise point boosts
    2) Any time you delete a single missed payment from a bureau, when the next month comes around, the original creditor sends the entire file to the bureau and the bureau re-reports everything
    3) Alan is great
    4) Your friend is telling you what the CR guy said, which may be taken like a merchant telling me that his position of 1.499 at 3 months is a loan. Find out what this guy's words were. There are ways to fill someone's head with that idea
    5) I have a CR solution as well that I work with, that's legit, it's not magic, and it's white-label, so you need someone on your team to sell it, but they do all of the work on the back-end, and are really thorough.

  9. #9
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    Quote Originally Posted by SFC View Post
    Alan is 100% real. I mean legit he's done it for my family. It's gold. But I know rule #1 he won't tell you how many points because it's impossible to know.
    Same. In addition to my clients ive sent him to 2 family members who were buying houses and needed to up their credit score. He doesnt make outrageous claims or promise impossible results. He walks you through what hes going to do and how he's going to do. They both loved him and said he did exactly what he promised he would and got their scores up.

    Everyone should obviously do their own research, i can only relay my own experiences, but his google reviews speak for themselves.

  10. #10
    Ok So I spoke with the CR guy and he said that he does it by assigning the client as a authorized user to get the points up and then has them set up trade lines to keep the score up (And they settle whatever outstanding debt there is)

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