My client is a credit consultant with bad credit. (mid 500 fico) consistently deposits 15k- 18k a month, but has low ending balances but not negative. defaulted on funder at the begining of the year due to some bad checks he received from a client mixed with poor spending habits. currently owes 3,500. No collateral. Would like to pay them off with proceeds if that is possible looking to pocket 8 to 10k but will take lower for a starter. Doesn't take credit cards. Has been in business 10 years. State of California. If you can do it it's yours.